In double-entry accounting, debit (Dr) increases asset or expense accounts, while credit (Cr) increases liability, equity, or revenue accounts. In this simple ledger, debit means money leaving (expense/withdrawal), and credit means money coming in (income/deposit).

Enter your opening balance, then add transactions with date, description, type (debit/credit), and amount. The tool automatically computes a running balance and summary totals. All data is stored locally in your browser — no server involved.

Absolutely. Everything stays on your device using localStorage. No data is transmitted or stored on any server. However, clearing your browser data will erase your ledger, so we recommend exporting regularly as a CSV backup.

Yes! Use the edit icon to modify a transaction, or the delete icon to remove it. Balance and totals are instantly recalculated.

Click the Export button above the table. A CSV file will download, which you can open with any spreadsheet application. The export includes date, description, type, amount, and the running balance for each record.